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Credit Card Cover

Posted by mesogi_123 - Created: 8 years ago
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2 replies (Showing replies: 1 to 2)

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Posted by johnners-660966 - 8 years ago

Hi Mesogi 123,

The credit card cover is your third line of defence. Yes the credit card company do have a joint responsibility for the purchase under the consumer credit act but the airline/travel agent are the first people to contact should a flight be cancelled. The airline/travel agent must try to resolve it first. Then your in-laws hopefully have travel insurance as this would be your/their second line of defence. Only if you fail to get it resolved by 1: airline then 2: the insurance company can you go to step 3: credit card company.

I fly a great deal for work and pleasure, about 40 flights last year, and I've only ever had to go to the credit card company once in the last three years. Oddly enough when the credit card company got involved the airline then gave me a refund directly within 3 days. Why they couldn't have done that three weeks before we can only guess (my guess - they had €250 in their bank account for an extra 21days)

Johnners

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Posted by Yoshik - 8 years ago

The credit card covers the card holder who is making the payment.

If you are paying for a 3rd party then I fear you will not be covered.