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Need some help on an Insurance question please

Posted by No longer Online - Created: 3 years ago
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10 replies (Showing replies: 1 to 10)

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Posted by geegee42 - 3 years ago

Some people must have awfully long legs to get up on the high horses they keep riding,the op simply queried the way the insurance pay out system operated and others seem to have jumped to some assumption that the OPs mate is some sort of crim driving around in some old rhd wreck,I'm sure if this was the case then the first people to notice would have been the insurance company who would have then refused to pay out ,which I note they hav'nt.

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Posted by wizzywhiskas - 3 years ago

It's reall about time the authorities started doing something about the amount of illegal uk-reg vehicles over here. Our neighbours had a visitor in one of these and when I visited the DVLA website it appears that this car has not been ither taxed or tested in the UK for 6yrs! It has no French Ins Vignette or CT sticker!

The gendarmes did start to stop these vehicles a couple of years ago and hand out 90€ fines and confiscated the vehicle 1 month later if reg process was not started - it seems to have stopped now!

If you are reading this - and you have one of these vehicles outside - which you drive regularly - you are a criminal, you are driving an un-safe, un-registered vehicle - because you don't give the proverbial 'toss', do you?!

It's a shame that we can't make the laws - the owners of these vehicles would be on the next Brit Ferries back to the UK with their vehcle crushed and their property confiscated - until they paid a 10,000€ fine to cover their irresponsible behaviour.

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Posted by steverockers-392585 - 3 years ago

Do people realise that these vehicles would have been declared exported to DVLC  and have not been registered in the country into which it has been imported and, therefore, in many cases are unregistered and untraceable.  Not good news if you have an accident involving one of these vehicles and the driver doesn't stop.

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Posted by wizzywhiskas - 3 years ago

Absolutely right steverockers etc - there are so many Brits resident over here driving illegal uk-plated vehicles - it is ILLEGAL for a French resident to drive a vehicle over here that is registered in another country.

Just because am insurance company continues to issue vignettes every year, to those who insured here years ago before the rules became much tighter, does not mean that the vehicle is legal or insured. If you read your insurance policy, the small print maintains that the vehicle must conform to all French laws hence the vehicles are illegal.

The posters' 'mate' is very lucky that they have been offered anything at all - let this be a lesson to all those driving illegal vehicles over here - it gets worse for the poor sods who these criminals run into who then have to fight to get paid out for their damage!

I always find it amusing that when this subject is covered on AI there is NEVER a reply from someone driving one of these illegal vehicles trying to explain why it's ok to do so!!

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Posted by JohnP-390097 - 3 years ago

The six month rule applies to non residents. ie; A person who is resident in the UK and has a second home here. In those circumstances a UK registered car can stay in France for up to a maximum of six months after which it must return to the UK. During that period it must be taxed, MOT'd and carry UK insurance.  A French resident must start the registration process of an imported car within a month of the vehicle arriving in France.

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Posted by countrydweller - 3 years ago

Yes as French resident you have ONE month to reregister.

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Posted by steverockers-392585 - 3 years ago

Not if you are a French resident when you have one month ijn which to change to French plates although you can get an extension if there is a problem with the CofE. The 6 months is a different EU regulation - no vehicle can remain in a country for more than 6 months after which period it must be registered in that country.

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Posted by No longer Online - 3 years ago

Not an illegal car over here, steverockers you have six months to change to French plates

EU legislation

Under EU law, a private vehicle may be temporarily imported and used on French roads for up to six months without registering it.

No Bandy there was not a false declaration

The problem has now been sorted, thanks for all your comments

I will post more info on here when the affair is finished

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Posted by geegee42 - 3 years ago

The cars not illegal its the way the insurance operates that the op wanted answering,the insurance company is not trying to wriggle out of anything so don't know where that came from.

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Posted by Fazabelle56 - 3 years ago

The car can hardly be "illegal" if the  insurance company is offering to pay out can it? Much has been posted about French insurance companies attempts to wriggle out of paying  on a claim so it's fair to imagine they would do in this instance if it were possible.