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Moving to the Dordogne?

Posted by Leen75 - 3 months ago
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Looking in to moving to the Dordogne mid June time this year.

im concerned about pretty much everything. 

We would be living mortgage free with a healthy tax free pension income. 

My question is....... how expensive is it to live there? I’ve read lots online about people not being able to survive.. would we have to pay tax in France on a tax free UK Pension.

also, can anyone point me in the direction of some good blogs or info sites to use for information.

we aren’t rushing in to this, we want to do it properly. We, originally were looking at Florida but that didn’t work out. 

thank you in advance xx



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10 replies (Showing replies: 1 to 10)

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Posted by Josephine-Blogger-853338 - 3 months ago

@Fabouche - FR>EN translation specialising in business and finance (annual reports and suchlike). I've found that both agencies and direct end clients here are more likely to accept realistic quotes without trying to knock your rates down, and once you've done one project for them and they're happy with it they're more likely come straight back to you in the future, rather than automatically putting every project out to tender. I even had a client once who said 'Your rates are too low, I'm prepared to pay xxx', that never happened in the UK in 10 years of freelancing, even blue chips there would try and squeeze me down by a ha'pence a word.  That's been my experience although as you say it won't apply across the board but over the years it's been a noticeable pattern for me

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Posted by fabouche - 3 months ago

What is it that you do Josephine?

I agree with all of you who said think French.....yes, perhaps just be yourself.

But  I am not sure if the French are less likely to be looking at price.

Most people have to be careful and I can see this right across the board.






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Posted by Josephine-Blogger-853338 - 3 months ago

@DaisyRose - on your question and also picking up on what countrydweller and melou have just said, for me the answer was indeed to stop thinking like a Brit and stop trying to run my business like a Brit. Trying to keep a UK customer base wouldn't have worked because I couldn't have competed on price with UK competitors and made a profit in France. It took me around 3 years to switch to a nearly 100% French customer base and the business, the first couple of years were quite slender but the business is at least as healthy again now as it was the UK. French clients are less liable to buy services purely on price and I find they tend to be more loyal than UK clients. So I would agree that the secret to living here  is to accept the mindset and how things work, and go with the flow. Enjoy.

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Posted by countrydweller - 3 months ago

Melou I could not agree more I am always advsing people to stop thinking like a Brit and to understand there are reasons for the way that things operate here and that you need accept it and actually enjoy your life here And of course it helps immensly if you can speak some French

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Posted by DaisyRose - 3 months ago

@JB  I guessed as much.  Just interested to hear from someone that has done it. 

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Posted by fabouche - 3 months ago

And just to say....We have Macron....something tells me that he will make some

good changes.

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Posted by Leen75 - 3 months ago

Thank you all!! It is refreshingly to hear the good bits as well as the bad bits.

The good bits that you speak about are the very reason for looking at the Dordogne. 

we won’t be working at all this is an early retirement for us. 

We are getting financial advise regarding the pension issue. Either way the tax won’t be vast enough to change the outcome of us looking to move. 

We can’t wait to come over and spend some quality time relaxing and getting to know the area and find a home.


thank you all xxx

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Posted by Melou - 3 months ago

@ David-Evans . . . How really nice to read a broadly balanced overview of life in Dordogne for once - well done! And I couldn't agree more!

It is continually frustrating to read how, so often on this 'discussion' site, people get distracted and bitter about nit-picking details of life here. Always comparing France, and the French, to somewhere else - but get real! This is a 'foreign country'; with a different culture; different weather; different property prices; different bread; different attitude to life; more space; better roads; cheaper wine; better health care; total respect for communal, and family, life; and so on . . . and, if Macron can seduce his way to get the people that matter, to change the things that are stalling France's ability to move forwards, it can only get better! 

The OP, Leen75, has been given some very precise information on the treatment of their disability pension. It will be taxed - but you need to set out on a sheet of paper the total picture. Begin with finding out what tax you will pay - which is, basically, your pension (and other?) income, less the allowances for your 'foyer' (a different concept to the Uk - it is household numbers/income that matters). Then start to offset the income benefits - starting with property at ½ the price of the UK - so, no mortgage must be the objective. 

Then, just enjoy life - the sunshine, less rain, less fog, less traffic jams, less flu bugs, less Christmas stress, less supermarket hassle, less takeaways, less beefburgers, less waiting time for a medical specialist, less 10-minutes-per-appointment when you see a GP, less road licence fee (ie. none), less road-tests, less wheely-bins, less local government intrusion and rules, less expensive dentists, less expensive vets, less gutter press, less need to dress up, less need to keep up, less need to have a new car every year . . . . I could go on! 


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Posted by Josephine-Blogger-853338 - 3 months ago

@DaisyRose, I have to say that when I moved my business from the UK to France, I definitely noticed the higher social contributions and business charges. Income tax not so much. 

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Posted by DaisyRose - 3 months ago

If you live and run businesses in France, you will obviously be paying your taxes in France, how do they compare with the UK?